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At K2
Unlimited, Inc., we provide both financial consulting
and brokering services.
What is the difference between financial consulting
and brokering?
Brokering–– A broker searches for and identifies
lenders that will likely be a good fit for a given
project and presents to them the necessary information
on the prospective borrowing entity, the collateral,
etc. A broker should at least know the general types of
lenders that would have an interest in a project and, in
many cases, will know of specific institutions most
likely to finance the project. The broker should know
how to present the information on the prospective
borrower in a manner that will provide the best
opportunity to get a favorable result. A good broker
will do all he/she can to meet the needs of the borrower
while protecting the interests of the lender. The broker
assists in the documentation and closing of the deal as
needed. Once the loan is closed, the broker is paid
either by the lender or the borrower and his job is
completed.
Financial Consulting–– A consultant takes the above
process a few steps further, depending on the needs of
the individual client. The consultant is an advisor, a
strategist, and an advocate for the client. He/she will
help the client decide what type of financing or
combination of financing vehicles will be most
advantageous for the client. A consultant will assist
the client in preparing a financial package and getting
it prepared for a prospective lender to review. The
consultant remains available to advise the client
throughout the entire process of securing accounting/audit
services, appraisals, architects, engineers, or any
other professionals who are needed to complete a project
because they may affect the financing parameters.
People use financial brokers and/or consultants for two
main reasons. First, those who lack the financial
expertise to accomplish their financing objectives use a
broker/consultant to assist them. Second, many people
who possess the expertise to do it themselves, use
financial brokers and/or consultants because they are so
immersed in other pressing concerns that they need
temporary help on specific projects. Further, a
consultant has dealt with so many different financial
institutions by using his experience, a client may save
far more money in rates, terms and fees on a project
than it costs in broker/consulting fees.
At K2 Unlimited, Inc., ALL of our fees are based on our
assessment of the complexity of the task and how much
time we believe it will take to accomplish a positive
result. Generally, our fees may be included in the loan
amount and are paid at closing. Expenses and certain
other incidental costs may be charged separately. K2
Unlimited, Inc. provides all of the following Business
Services to our clients:
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Our
experienced professionals here at K2 Unlimited, Inc.
provide a wide array of financial and management
consulting services to our small and mid-sized business
clients. We bring the company's many areas of expertise
together in comprehensive engagements to take advantage
of business opportunities, solve business challenges and
increase business profitability.
In need of a small business
loan? Our small business lending programs are available
for use throughout America. At K2 Unlimited Inc., we've
helped our clients receive millions in loans and
approvals. Start-up businesses are accepted and no
business plans or financial statements are ever
required. We offer a number of customized financing
programs to fit almost any small business related need.
Our quick and easy process will help you to dramatically
increase your chances for the approval of your unsecured
small business loan. By using our services, you benefit
from our extensive knowledge of today's most active
lending sources.
Typical Management Advisory Services Includes––
The preparation of business plans for new ventures
and business expansions; Assistance in the preparation
of financing packages for lenders and investors; Cash
flow forecasting and budgeting; Business contract and
lease negotiations; Industry and market research and
analysis; Financial forecasting and trend analysis;
Profit planning, break even analysis, and budgeting;
Strategies for small and large business acquisitions,
strategic alliances and joint ventures; Executive
compensation planning and complete performance analysis;
Business development coaching and advice; Succession
planning.
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